Monthly Archives: March 2008

Where we’re at

Well, it’s a crazy time of year for most of us. Tax returns, filing, cleaning up 2007 stuff… “Spring Cleaning”! A few weeks ago, my wife and I moved back to Atlanta after spending a year with Access Church in Jacksonville, Fl. My clothes are still in boxes as I’ve spent the last few weeks [...]

Umbrella Liability Insurance

Umbrella liability insurance is additional insurance coverage that rests on top of primary commercial general liability, automobile insurance and workers compensation insurance. Make sure the Umbrella provides additional coverage on the existing Sexual Misconduct and Professional Liability policies as well.
Cost – Can be purchased in increments of $1,000,000. We recommend that you consider Umbrella Liability [...]

Workers Compensation

Workers’ Compensation compensates workers for losses caused by work-related injuries. It also limits the potential liability of the organization for injury to the employee related to his or her job. Each state requires Worker’s Compensation at certain employment thresholds (usually three or more employees). States do not distinguish between part-time or full-time employees.
Cost – Based [...]

Automobile Insurance

Automobile insurance generally falls into two categories:

Owned Automobiles
Non-Owned Automobiles

Owned Automobiles
Coverage – Protects church owned automobiles against third party claims. We recommend $1,000,000 per incident.
Cost – $1,000 per vehicle.
Non-Owned Automobiles
Coverage – Provides automobile protection to employee’s automobiles during Church activities and can also include coverage for rented / leased vehicles.
Cost – $250 annually.